Get The Best Gold Loans in Surat

Gold Loans in Surat can be taken for various reasons – for purchasing a home, for starting a business, for business expansion, or even for vacation. Our gold loan provides up to 75% of the price of gold as a loan that can be used to purchase jewellery and gold ornaments.

Ruptok allows you to choose a loan amount that is affordable and comfortable, making it an ideal choice for all age groups, irrespective of their needs.

Why Should You Consider One?

The following are some of the benefits of availing gold loan from a gold loan provider in Surat: 

  • The lender can easily verify the market value of your gold ornaments without requiring you to visit their office. 
  • Our short waiting period of just 30 minutes gives the borrower a good deal in the market for an instant loan. 
  • With our online gold loan, you can keep your gold in the secure custody of your lender, and you can make use of the gold’s market value as collateral security. 
  • Ruptok’s online gold loans are completely safe, and the guarantor does not have to pay any additional charges on the back of a gold loan. 
  • You can avail of a gold loan against any gold jewelry of your choice, and there is no requirement from us for you to pay any kind of fees to your lender. 

How Do You Get One?

The basic step of getting a gold loan from us is

  • To register on the website of our company.
  • We then create a virtual ID (VID) or password for you, which you need to login to their online portal and fill the bank application form.
  • After filling the form, you need to upload the photo and a thumb impression of the borrower on the computer.
  • This will ensure that Ruptok can identify you when you apply.
  • The only remaining step is to link the ID and password with your bank account. This, again, needs to be done once your application is processed and the money is deposited in your account.

We send you the amount to be transferred to your account as soon as the loan has been approved. There is no need for any third-party verification.

Eligibility Criteria for Gold Loan in Surat:

The gold borrower needs to fulfill certain eligibility criteria to get a gold loan from Ruptok.

  • A borrower needs to be above 21 years of age, must not have any criminal record, should have a loan amount of INR 30,000.
  • He/she must be domiciled in Surat or elsewhere in India.
  • To avail gold loan from us, the borrower must prove his ability to repay the loan through a bank or post-dated cheques. In case a borrower is unable to pay the loan amount, he can apply for a grace period for a month or two, in which the amount of the loan will not be repaid. Moreover, the borrower will also have to pay the processing fee.

These are the conditions that will be imposed on the borrower to avail of a gold loan from Ruptok.

What Are the Features of Our Gold Loan?

Why Choose Ruptok?

Ruptok is the greatest alternative for a gold loan for the following reasons:

  • We are India’s premier financial assistance service.
  • We are accessible across India.
  • We have a positive reputation with our consumers as a result of our superior and trustworthy services.
  • We offer document pickup at the customer’s doorstep.
  • We provide the lowest interest rates on gold loans.

The value of gold ornaments is difficult to accurately estimate in terms of their actual value. Hence, this is one of the reasons why gold loan companies in Surat such as ours have gained popularity and have become an effective way of acquiring gold ornaments at a low interest rate. Contact us for more details!